My name is Ronald S. Goldman and I am a bankruptcy attorney. I have over 28 years experience as a bankruptcy law practitioner. I have helped hundreds of individuals, families and businesses in Rochester and throughout Western New York file for bankruptcy protection and obtain a fresh financial start. Bankruptcy immediately stops collection calls, wage garnishments, lawsuits, repossessions, bank levies, foreclosures, and creditor harassment. In most cases, people who file under the bankruptcy code are allowed to keep everything they own, including their home, automobiles, jewelry, tools, electronics, personal computers, furniture, and other property. Many people feel torn about the decision to file bankruptcy, they truly want to pay their debts, but due to circumstances often times beyond their control, it has become impossible to pay for both credit card debts and basic necessities like rent or mortgage payments, car payments and groceries. Those same people dream about what life would be like if they were given a fresh financial start. I want to assist you in deciding what is in the best interest of you and your family. The credit card companies have teams of lawyers continuously on stand-by to determine what is in their best interest. I like to think that my services simply evens the playing field between debtor and creditor. I help you, the individual or family with overwhelming debt, decide what is best for you. I am now offering a reduced fee starting on January 1, 2017 for Chapter 7 bankruptcy starting at $850.00 plus court costs of $335.00 for simple cases, even if you have filed for bankruptcy in the past. For Chapter 13 cases, unless it is an emergency filing, your case can be filed for as little as $600.00, with the balance of the fee paid through the Chapter 13 plan. This is an attorney advertisement.