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Reasonable Payment Plans


The filing fee for a Chapter 7 case is $335.00, and the attorney’s fee starts at $850.00. The fee depends upon a number of factors, including whether you’ve filed before, your household income and expenses, the number and types of creditors you have, among other factors.  The fee will be discussed at the initial consultation and a written retainer agreement will set forth the fee and payment terms. 

The filing fee for a Chapter 13 case is $310.00.  My fee ranges from $2,000.00 and up, but in Chapter 13, a portion of the attorney’s fee is often paid through the Chapter 13 plan.  In Chapter 13, you will never pay me directly after your case is filed.  Normally, unless it is an emergency filing, at least $500.00 towards the fee is paid towards my total before your case is filed.  The fee will be discussed at the initial consultation and a written retainer agreement will set forth the fee and payment terms. 

In all cases, there is a pre-filing credit counseling session that needs to be completed before you can file for personal bankruptcy. The credit counseling session fee is now as low as $14.95 for a single or jointly filed case. At our initial consultation, I will explain to you the options available for fulfilling the credit counseling session requirement and how their fee is paid. For my clients who are comfortable with an on-line course, I recommend DebtorCC online Credit Counseling because it is the least expensive bankruptcy course that I am aware of.  For clients who are more comfortable with a sit down classroom session, I recommend Consumer Credit Counseling of Rochester. Both firms adequately provide clients with the pre and post filing credit counseling sessions required for bankruptcy. 

If you are struggling with debt and would like more information on bankruptcy and how bankruptcy can help you get rid of debt, I am here to help. The initial consultation is free and together we will formulate a plan to determine if bankruptcy is right for you. I offer personal attention and my rates are reasonable. Contact my office today online or by telephone at 585-546-7410 to speak with an experienced New York bankruptcy attorney.    

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(585) 546-7410

Office Location

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  • 45 Exchange Street,
  • Suite #532
  • Rochester,
  • NY 14614

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